Preheat oven to 350 degrees.
Line a muffin pan with paper liners. This makes 8 muffins.
In a food processor add the pb, swerve, milk and egg whites.
Process until smooth.
Add the rest of the ingredients except chocolate chips and process until smooth.
Fold in half of the chocolate chips.
In a magic bullet add the cream cheese, swerve and liquid egg white and process until very smooth.
Use an ice cream scoop to drop muffin batter into paper lined muffin pan.
Drop a spoonful of cream cheese onto top of each muffin.
Sprinkle each with a bit of chocolate chips.
Bake in oven for 22-25 minutes.
Remove and cool.