Preheat oven to 350 degrees.
Line a square baking pan with parchment paper.
In a stand mixer add the eggs, pumpkin, oil and sweetener and beat.
Add the rest of the ingredients and mix on low.
Increase speed to medium and mix until batter is smooth.
Spread batter into lined pan.
Melt chocolate chips in microwave.
In a small mixing bowl add the cream cheese, sweetener and melted chocolate and beat with a hand mixer.
Spread chocolate mixer onto of the pumpkin batter.
Swirl chocolate into batter.
Can sprinkle more chocolate chips over all if you want.
Bake in oven for 28-30 minutes.
Remove and cool.
Enjoy!